LMC Financial Planning was established in 2012, when it's Principal Lisa McCreadie accepted an invitation to join St. James's Place. Prior to this, Lisa was operating as an IFA for over 12 years. 

From our base in Glasgow we are able to provide advice to clients across Scotland.

Our Values

We pride ourselves on cutting through the jargon and communicating in a clear and transparent way, so that you understand every step of the journey. We will always be honest and upfront with you. We are not the cheapest financial advice firm available, nor are we the most expensive however we deliver invaluable advice, putting you in the driving seat of your own future.

Putting you first - always

We will take time to get to know you and your circumstances as everyone is unique. We will explore with you your aspirations for the future and aim to give you the best possible financial advice to get you to where you want to be. We will design recommendations that aren't just appropriate now, but that remain as flexible as you need them to be, to evolve with your changing circumstances, because we appreciate that life can throw some curve balls at times.

A Long Term Relationship

Getting to know you and forming an initial plan is just the beginning: we will be with you every step of life's journey, reviewing and monitoring your financial position, adjusting course where necessary, to keep you on course to achieve your aspirations, for as long as you need us.

Built on Referrals & Trust

We're a longstanding small business, built solely on referrals from other, happy clients. Additionally, St. James's Place guarantees the suitability of the advice we give when we recommend the products and services available from companies in the group: giving you total peace of mind.

Empowering you to take charge of your financial future

Our advice is designed to help empower you with the information and insight that you need to better understand your financial situation and to make well-informed decisions, working with you towards achieving your financial aims and aspirations.

Our promise to you

Our promise to you is that we will keep in touch as often as you need us to, keeping your needs and interests paramount at all times.

As a client of LMC Financial Planning, the following should be expected as standard:

• We will take the time to understand your financial situation, needs and wants
• We will take account of your preferences, keeping you informed of events, news and updates only if you want us to
• We will discuss with you, at least once a year, your personal and financial situation; or more often if you prefer
• Meetings can be conducted according to your preference; in person at our Glasgow office, in your home or place of work, or virtually

A Holistic Approach

We take the stress and hassle out of your financial affairs.

Trust us to:

• Collate details of your existing plans and assess their suitability and cost effectiveness
• Update policy details & liaise with external providers on your behalf
• Provide clarity and easy to understand summaries of your financial position
• Support when you need it
  From Monday - Friday, 9am - 6pm, a qualified team member is only a phone call away.
• Guaranteed 24 working hour response times
• Meet us in person, or remotely, securely, online
• Access your financial situation via our App, securely 365 days a year, 24 hours a day
• Document encryption and secure online signature services, to manage your portfolio at a distance

Empowering you to take the driving seat

Unsure of your pension or investment situation? Don't worry: we will decipher and help you to understand your financial situation, helping empower you to take well informed decisions towards a more confident, secure financial future.

We use a range of tools to help build a complete picture of your financial situation, providing expert support for inexperienced or nervous investors including:

• Financial performance analysis
• Experian credit reporting
• State pension forecasting
• Tracing missing pensions
• National insurance record management
• Pension compensation assistance
• Pension drawdown decumulations
• Cashcalc cashflow modelling

Help when you need it most

We understand that bereavement is a very difficult time and will do our utmost to help collate all of the required information for the estate, that your solicitor will need, should you lose a loved one.

A Qualified and trusted team

With our team of Financial Planners, your financial affairs are in safe hands.

We provide;

• A partnership approach that puts you in control
• A highly-qualified, local team, committed to continuing professional development and best practice

We aim to take an ethical and responsible approach

We believe that when our local communities grow stronger, everyone benefits.

• Year-round charitable gifting programme to support those who need it most
  • As Chair of the local fundraising committee Lisa has devised a programme of monthly fundraising events from quiz nights to climbing Munro’s, Ten Pin Bowling to Dinner Dances. Every month we hold a fundraising event, sponsoring prizes, entering teams and giving of our time in support of the St. James's Place Charitable Foundation, with every penny we raise being matched by St. James's Place.
• Our Principal, Lisa McCreadie is Chair of the local branch of the St. James's Place Charitable Foundation

Fair, honest pricing

We don't claim to be the cheapest on the market. But if you're interested in long-term value, we're confident in saying that you'll find us hard to beat. We offer no obligation consultations.